{"id":18293,"date":"2025-01-16T15:21:23","date_gmt":"2025-01-16T07:21:23","guid":{"rendered":"https:\/\/nanamaacs.shop\/?p=18293"},"modified":"2025-01-16T15:25:45","modified_gmt":"2025-01-16T07:25:45","slug":"youth-first-house-loan-conditions","status":"publish","type":"post","link":"https:\/\/nanamaacs.shop\/artical\/youth-first-house-loan-conditions\/","title":{"rendered":"\u3010\u9752\u5e74\u9996\u8cfc\u689d\u4ef6\u3011\u7b26\u54083\u689d\u4ef6\u5c31\u80fd\u6e1b\u8f15\u8cfc\u5c4b\u8ca0\u64d4\uff01"},"content":{"rendered":"\n<p>\u653f\u5e9c\u70ba\u4e86\u6253\u64ca\u7092\u623f\uff0c\u5c0d\u65bc\u9752\u5e74\u8cfc\u5c4b\u8cb8\u6b3e\u4e5f\u591a\u4e86\u4e00\u4e9b\u9650\u5236\uff0c2025\u6700\u65b0\u7684\u9752\u5e74\u9996\u8cfc\u689d\u4ef6\u6709\u54ea\u4e9b\uff1f\u984d\u5ea6\u548c\u5229\u7387\u591a\u5c11\uff1f\u53ef\u4ee5\u5168\u984d\u8cb8\u6b3e\u55ce\uff1f\u66f4\u591a\u5e38\u898b\u554f\u984c\u5c31\u8b93\u672c\u7bc7\u6587\u7ae0\u70ba\u4f60\u4e00\u4e00\u89e3\u7b54\uff01<\/p>\n\n\n\n<div 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class=\"point\">\u7533\u8acb\u65e5\u524d6\u500b\u6708\u8cfc\u8cb7\u7684\u4f4f\u5b85<\/span><\/td>\n<\/tr>\n  \n<tr>\n<th bgcolor=\"#7cb518\" style=\"color:#ffffff;vertical-align:middle;text-align:center\">\u8cb8\u6b3e\u6210\u6578<\/th>\n<td bgcolor=\"#f5f5f5\" style=\"vertical-align:middle;text-align:center\">\u6700\u9ad88\u6210<\/td>\n<\/tr>  \n  \n<tr>\n<th bgcolor=\"#7cb518\" style=\"color:#ffffff;vertical-align:middle;text-align:center\">\u8cb8\u6b3e\u984d\u5ea6<\/th>\n<td style=\"vertical-align:middle;text-align:center\">\u6700\u9ad81000\u842c\u5143<\/td>\n<\/tr>\n  \n<tr>\n<th bgcolor=\"#7cb518\" style=\"color:#ffffff;vertical-align:middle;text-align:center\">\u5e74\u9650\u53ca\u9084\u6b3e\u65b9\u5f0f<\/th>\n<td bgcolor=\"#f5f5f5\" style=\"vertical-align:middle;text-align:center\">\u6700\u957740\u5e74\uff0c\u542b\u5bec\u9650\u671f5\u5e74\uff0c\u53ef\u4ee5\u9078\u64c7\u672c\u606f\u5747\u6524\u6216\u672c\u91d1\u5747\u6524<\/td>\n<\/tr>\n\n<tr>\n<th bgcolor=\"#7cb518\" style=\"color:#ffffff;vertical-align:middle;text-align:center\">\u8cb8\u6b3e\u5229\u7387<\/th>\n<td style=\"vertical-align:middle;text-align:center\">\u8a08\u7b97\u65b9\u5f0f\u6709\u4e00\u6bb5\u5f0f\u6a5f\u52d5\u5229\u7387\u3001\u4e8c\u6bb5\u5f0f\u6a5f\u52d5\u5229\u7387\u548c\u6df7\u5408\u5f0f\u56fa\u5b9a\u5229\u73873\u7a2e\u3002<\/td>\n<\/tr>\n  \n<tr>\n<th bgcolor=\"#7cb518\" style=\"color:#ffffff;vertical-align:middle;text-align:center\">\u5099\u8a3b<\/th>\n<td bgcolor=\"#f5f5f5\" style=\"vertical-align:middle;text-align:left\">\n\u2022 \u8cb8\u6b3e\u5229\u7387\u4ee5\u4e2d\u83ef\u90f5\u653f\u80a1\u4efd\u6709\u9650\u516c\u53f82\u5e74\u671f\u5b9a\u671f\u5132\u91d1\u984d\u5ea6\u672a\u9054\u65b0\u81fa\u5e63500\u842c\u5143\u6a5f\u52d5\u5229\u7387\u70ba\u57fa\u6e96\u5229\u7387\uff0c\u76ee\u524d\u70ba1.72%\u3002<br\/>\n\u2022 \u5230115\/7\/31\uff0c\u57fa\u6e96\u5229\u7387\u6e1b\u5c11\u8abf\u53470.125%\uff0c\u4e26\u52a0\u78bc\u88dc\u8cbc0.375%\uff08\u518d\u6e1b\u514d0.375%\uff09\uff0c\u6240\u4ee5<span class=\"point\">\u73fe\u5728\u7684\u57fa\u6e96\u5229\u7387\u70ba<\/span>1.72%\uff0d0.125%\uff0d0.375%\uff1d<span class=\"point\">1.22%<\/span>\u3002\n<\/td>\n<\/tr>  \n<\/tbody>\n<\/table>\n\n\n\n\n<h2 class=\"wp-block-heading h222\"><span class=\"ez-toc-section\" id=\"%E9%9D%92%E5%B9%B4%E9%A6%96%E8%B3%BC%E5%88%A9%E7%8E%87%E8%A8%88%E7%AE%97%E6%96%B9%E5%BC%8F\"><\/span>\u9752\u5e74\u9996\u8cfc\u5229\u7387\u8a08\u7b97\u65b9\u5f0f<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>\u9752\u5e74\u8cfc\u5c4b\u8cb8\u6b3e\u5229\u7387\u6709\u4e0b\u97623\u7a2e\u8a08\u7b97\u65b9\u5f0f\uff0c\u8981\u7279\u5225\u63d0\u9192\u4f60\uff0c\u5229\u7387\u8a08\u7b97\u65b9\u5f0f\u9078\u64c7\u5b8c\u4e4b\u5f8c\u5c31\u4e0d\u80fd\u518d\u66f4\u6539\uff0c\u8a18\u5f97\u5148\u9032\u884c\u9752\u5e74\u9996\u8cfc\u8cb8\u6b3e\u8a66\u7b97\u5f8c\u518d\u505a\u6c7a\u5b9a\u3002<\/p>\n\n\n\n<ul 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class=\"wp-block-list\">\n<li><strong>\u7b2c1\u5e74<\/strong>\uff1a\u6309\u300c\u64a5\u6b3e\u7576\u6642\u300d\u57fa\u6e96\u5229\u7387\u56fa\u5b9a\u52a00.525\uff05\uff08\u76ee\u524d\u70ba1.745\uff05\uff09<\/li>\n\n\n\n<li><strong>\u7b2c2\u5e74<\/strong>\uff1a\u6309\u300c\u64a5\u6b3e\u7576\u6642\u300d\u57fa\u6e96\u5229\u7387\u56fa\u5b9a\u52a00.625\uff05\uff08\u76ee\u524d\u70ba1.845\uff05\uff09<\/li>\n\n\n\n<li><strong>\u7b2c3\u5e74\u8d77<\/strong>\uff1a\u6309\u57fa\u6e96\u5229\u7387\u56fa\u5b9a\u52a00.645\uff05\uff08\u76ee\u524d\u70ba1.865\uff05\uff09\u6a5f\u52d5\u8a08\u606f\u3002<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n\n\n\n<p><strong><strong><mark style=\"background-color:rgba(0, 0, 0, 0);color:#ffdb77\" class=\"has-inline-color\">\u276f\u00a0\u276f<\/mark><span style=\"font-size: revert; color: initial;\"> <\/span>\u5ef6\u4f38\u95b1\u8b80\uff1a<\/strong><\/strong><a href=\"https:\/\/nanamaacs.shop\/artical\/how-to-calculate-interest-rate\/\" target=\"_blank\" rel=\"noreferrer noopener\">\u623f\u8cb8\u5229\u7387\u600e\u9ebc\u7b97\uff1f2\u5927\u7a2e\u985e\u53ca\u8a08\u7b97\u516c\u5f0f\u770b\u9019\u88e1\uff01<\/a><\/p>\n\n\n\n<figure class=\"wp-block-image size-full\"><img decoding=\"async\" width=\"1001\" height=\"871\" src=\"https:\/\/nanamaacs.shop\/wp-content\/uploads\/2025\/01\/\u9752\u5e74\u9996\u8cfc\u5229\u7387\u8a08\u7b973\u7a2e\u65b9\u5f0f\u3010\u8cb8\u6b3e\u5c31\u627e\u6211\u3011.png\" alt=\"\u9752\u5e74\u9996\u8cfc\u5229\u7387\u8a08\u7b973\u7a2e\u65b9\u5f0f\u3010\u8cb8\u6b3e\u5c31\u627e\u6211\u3011\" class=\"wp-image-18295\" srcset=\"https:\/\/nanamaacs.shop\/wp-content\/uploads\/2025\/01\/\u9752\u5e74\u9996\u8cfc\u5229\u7387\u8a08\u7b973\u7a2e\u65b9\u5f0f\u3010\u8cb8\u6b3e\u5c31\u627e\u6211\u3011.png 1001w, https:\/\/nanamaacs.shop\/wp-content\/uploads\/2025\/01\/\u9752\u5e74\u9996\u8cfc\u5229\u7387\u8a08\u7b973\u7a2e\u65b9\u5f0f\u3010\u8cb8\u6b3e\u5c31\u627e\u6211\u3011-300x261.png 300w, https:\/\/nanamaacs.shop\/wp-content\/uploads\/2025\/01\/\u9752\u5e74\u9996\u8cfc\u5229\u7387\u8a08\u7b973\u7a2e\u65b9\u5f0f\u3010\u8cb8\u6b3e\u5c31\u627e\u6211\u3011-768x668.png 768w\" sizes=\"(max-width: 1001px) 100vw, 1001px\" \/><\/figure>\n\n\n\n<h2 class=\"wp-block-heading h222\"><span class=\"ez-toc-section\" id=\"%E6%89%BF%E8%BE%A6%E9%9D%92%E5%B9%B4%E9%A6%96%E8%B3%BC%E8%B2%B8%E6%AC%BE%E9%8A%80%E8%A1%8C%E6%9C%89%E5%93%AA%E4%BA%9B%EF%BC%9F\"><\/span>\u627f\u8fa6\u9752\u5e74\u9996\u8cfc\u8cb8\u6b3e\u9280\u884c\u6709\u54ea\u4e9b\uff1f<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>\u9752\u5e74\u8cfc\u5c4b\u8cb8\u6b3e\u7531\u653f\u5e9c\u548c\u4e0b\u97628\u5bb6\u516c\u80a1\u9280\u884c\u5408\u4f5c\u63a8\u51fa\uff1a<\/p>\n\n\n\n<ol class=\"wp-block-list\">\n<li><a href=\"https:\/\/cln.bot.com.tw\/fln\/fln01002\/020?product=HLN_02\" target=\"_blank\" rel=\"noreferrer noopener\">\u81fa\u7063\u9280\u884c<\/a><\/li>\n\n\n\n<li><a href=\"https:\/\/www.tbb.com.tw\/zh-tw\/personal\/loans\/home-loans\/mortgage\/youth-home-loan\" target=\"_blank\" rel=\"noreferrer noopener\">\u81fa\u7063\u4f01\u9280<\/a><\/li>\n\n\n\n<li><a href=\"https:\/\/www.megabank.com.tw\/personal\/loan\/house\/youth-housing-grant\" target=\"_blank\" rel=\"noreferrer noopener\">\u5146\u8c50\u9280\u884c<\/a><\/li>\n\n\n\n<li><a href=\"https:\/\/www.firstbank.com.tw\/sites\/fcb\/touch\/66\" target=\"_blank\" rel=\"noreferrer noopener\">\u7b2c\u4e00\u9280\u884c<\/a><\/li>\n\n\n\n<li><a href=\"https:\/\/www.bankchb.com\/frontend\/mashup.jsp?funcId=daa56da615\" target=\"_blank\" rel=\"noreferrer noopener\">\u5f70\u5316\u9280\u884c<\/a><\/li>\n\n\n\n<li><a href=\"https:\/\/www.tcb-bank.com.tw\/personal-banking\/loan\/mortgage\/policy-loan-01\" target=\"_blank\" rel=\"noreferrer noopener\">\u5408\u4f5c\u91d1\u5eab<\/a><\/li>\n\n\n\n<li><a href=\"https:\/\/oi.landbank.com.tw\/product\/12\" target=\"_blank\" rel=\"noreferrer noopener\">\u571f\u5730\u9280\u884c<\/a><\/li>\n\n\n\n<li><a href=\"https:\/\/www.hncb.com.tw\/wps\/portal\/HNCB\/per_finance\/loan\/house\/young_first_loan\" target=\"_blank\" rel=\"noreferrer noopener\">\u83ef\u5357\u9280\u884c<\/a><\/li>\n<\/ol>\n\n\n\n<p>\u9664\u6b64\u4e4b\u5916\uff0c\u90e8\u5206\u6c11\u71df\u9280\u884c\u4e5f\u6709\u63d0\u4f9b\u9996\u8cfc\u623f\u8cb8\u512a\u60e0\u65b9\u6848\uff0c\u82e5\u60f3\u4e86\u89e3\u8a73\u7d30\u7684\u5167\u5bb9\uff0c\u53ef\u9ede\u64ca\u9023\u7d50\u67e5\u770b\uff1a<\/p>\n\n\n\n<ol class=\"wp-block-list\">\n<li><a href=\"https:\/\/www.fubon.com\/banking\/personal\/mortgage\/policy_loan_02\/policy_loan_02.htm\" target=\"_blank\" rel=\"noreferrer noopener\">\u53f0\u5317\u5bcc\u90a6\u9280\u884c<\/a>\uff08\u9752\u5e74\u5b89\u5fc3\u6210\u5bb6\u65b9\u6848\uff09<\/li>\n\n\n\n<li><a href=\"https:\/\/www.fubon.com\/banking\/personal\/mortgage\/home_loan\/home_loan.htm\" target=\"_blank\" rel=\"noreferrer noopener\">\u53f0\u5317\u5bcc\u90a6\u9280\u884c<\/a>\uff08\u5bcc\u90a6\u8cfc\u5c4b\u65b9\u6848\uff09<\/li>\n\n\n\n<li><a href=\"https:\/\/bank.sinopac.com\/sinopacBT\/personal\/loan\/mortgage\/first-mortgage.html\" target=\"_blank\" rel=\"noreferrer noopener\">\u6c38\u8c50\u9280\u884c<\/a><\/li>\n<\/ol>\n\n\n\n<h2 class=\"wp-block-heading h222\"><span class=\"ez-toc-section\" id=\"%E9%9D%92%E5%B9%B4%E9%A6%96%E8%B3%BC%E6%A2%9D%E4%BB%B6%E5%B8%B8%E8%A6%8B%E5%95%8F%E9%A1%8C\"><\/span>\u9752\u5e74\u9996\u8cfc\u689d\u4ef6\u5e38\u898b\u554f\u984c<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<div class=\"schema-faq wp-block-yoast-faq-block\"><div class=\"schema-faq-section\" id=\"faq-question-76\"><strong class=\"schema-faq-question\">Q. \u9752\u5e74\u9996\u8cfc\u5212\u7b97\u55ce\uff1f<\/strong> <p class=\"schema-faq-answer\">\u9752\u5e74\u8cfc\u5c4b\u8cb8\u6b3e\u5c31\u7b97\u6c92\u6709\u5229\u7387\u6e1b\u514d\u548c\u88dc\u8cbc\uff08\u88dc\u8cbc\u5230115\/7\/31\uff09\uff0c\u5229\u7387\u9084\u662f\u6703\u6bd4\u4e00\u822c\u9280\u884c\u623f\u8cb8\u512a\u60e0\u4e00\u9ede\uff0c\u4f46\u9084\u662f\u5efa\u8b70\u78ba\u8a8d\u597d\u6bcf\u5bb6\u9280\u884c\u7684\u958b\u8fa6\u8cbb\u7528\u53ca\u8cb8\u6b3e\u5e74\u9650\uff0c\u56e0\u70ba\u6703\u5f71\u97ff\u6700\u5f8c\u5be9\u6838\u7684\u5229\u7387\u3002<br\/>\u53e6\u5916\uff0c\u5982\u679c\u672c\u8eab\u4fe1\u7528\u689d\u4ef6\u5f88\u597d\uff0c\u6216\u662f\u6536\u5165\u5f88\u7a69\u5b9a\u7684\u4eba\uff0c\u4e5f\u53ef\u4ee5\u591a\u8a62\u554f\u5e7e\u5bb6\u9280\u884c\uff0c\u4e0d\u4e00\u5b9a\u8981\u76f4\u63a5\u7533\u8acb\u9752\u5e74\u8cfc\u5c4b\u8cb8\u6b3e\u5594\uff01<\/p> <\/div> <div class=\"schema-faq-section\" id=\"faq-question-55\"><strong class=\"schema-faq-question\">Q. \u9752\u5e74\u8cfc\u5c4b\u8cb8\u6b3e\u6709\u9996\u8cfc\u4e00\u751f\u4e00\u6b21\u7684\u9650\u5236\u55ce\uff1f<\/strong> <p class=\"schema-faq-answer\">\u6709\uff0c<span class=\"point\">\u9752\u5e74\u9996\u8cfc\u8cb8\u6b3e\u4e00\u751f\u53ea\u80fd\u6210\u529f\u7533\u8acb\u4e00\u6b21<\/span>\uff0c\u5982\u679c\u662f\u5728112\/8\/1\u4ee5\u5f8c\u8fa6\u7406\u901a\u904e\u7684\u8a71\uff0c\u81ea113\/6\/27\u8d77\uff0c\u5c31\u4e0d\u53ef\u518d\u6b21\u7533\u8cb8\u3002<\/p> <\/div> <div class=\"schema-faq-section\" id=\"faq-question-83\"><strong class=\"schema-faq-question\">Q. \u9752\u5e74\u8cfc\u5c4b\u8cb8\u6b3e\u5168\u8cb8\u53ef\u4ee5\u55ce\uff1f<\/strong> <p class=\"schema-faq-answer\">\u4e0d\u53ef\u4ee5\uff0c\u9752\u5e74\u8cfc\u5c4b\u8cb8\u6b3e\u6700\u591a\u53ea\u80fd\u62ff\u52308\u6210\uff0c\u4e0d\u5920\u7684\u90e8\u5206\u9700\u81ea\u5df1\u6e96\u5099\u3002<br\/><strong><strong><mark style=\"background-color:rgba(0, 0, 0, 0);color:#ffdb77\" class=\"has-inline-color\">\u276f\u00a0\u276f<\/mark><span style=\"font-size: revert; color: initial;\"> <\/span>\u5ef6\u4f38\u95b1\u8b80\uff1a<\/strong><\/strong><a href=\"https:\/\/nanamaacs.shop\/artical\/down-payment\/\" target=\"_blank\" rel=\"noreferrer noopener\">\u8cb7\u623f\u5b50\u982d\u671f\u6b3e\u8981\u591a\u5c11\uff1f5\u62db\u6559\u4f60\u89e3\u6c7a\u81ea\u5099\u6b3e\u4e0d\u8db3\u56f0\u5883\uff01<\/a><\/p> <\/div> <\/div>\n\n\n\n<div style=\"height:10px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<div class=\"wp-block-group\"><div class=\"wp-block-group__inner-container is-layout-flow wp-block-group-is-layout-flow\">\n<p><img decoding=\"async\" width=\"30\" height=\"26\" class=\"wp-image-2988\" style=\"width: 30px;\" src=\"https:\/\/nanamaacs.shop\/wp-content\/uploads\/2021\/01\/phone.png\" alt=\"\u806f\u7d61\"> \u64a5\u6253\u516c\u53f8\u5c08\u7dda<a href=\"tel:\" target=\"_blank\" rel=\"noreferrer noopener\"><\/a>\uff0c\u7acb\u5373\u70ba\u60a8\u670d\u52d9<br><img decoding=\"async\" width=\"28\" height=\"33\" class=\"wp-image-2990\" style=\"width: 28px;\" src=\"https:\/\/nanamaacs.shop\/wp-content\/uploads\/2021\/01\/contact.png\" alt=\"\u6d3d\u8a62\"> \u586b\u5beb<a href=\"https:\/\/nanamaacs.shop\/contact\/#online\" target=\"_blank\" rel=\"noreferrer noopener\">\u7dda\u4e0a\u7533\u8fa6\u8868\u55ae<\/a>\uff0c\u7531\u5c08\u4eba\u8207\u60a8\u806f\u7e6b<\/p>\n\n\n\n<div style=\"height:30px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n<\/div><\/div>\n","protected":false},"excerpt":{"rendered":"<p>\u653f\u5e9c\u70ba\u4e86\u6253\u64ca\u7092\u623f\uff0c\u5c0d\u65bc\u9752\u5e74\u8cfc\u5c4b\u8cb8\u6b3e\u4e5f\u591a\u4e86\u4e00\u4e9b\u9650\u5236\uff0c2025\u6700\u65b0\u7684\u9752\u5e74\u9996\u8cfc\u689d\u4ef6\u6709\u54ea&#8230; <a class=\"di-continue-reading\" href=\"https:\/\/nanamaacs.shop\/artical\/youth-first-house-loan-conditions\/\"> \u7e7c\u7e8c\u95b1\u8b80&#8230;<\/a><\/p>\n","protected":false},"author":1,"featured_media":18294,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_lmt_disableupdate":"","_lmt_disable":"","footnotes":""},"categories":[132],"tags":[1469,4278,4279,4280,4283,4281,4282],"table_tags":[],"class_list":["post-18293","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-bank-loan","tag-1469","tag-4278","tag-4279","tag-4280","tag-4283","tag-4281","tag-4282"],"yoast_head":"\n<title>\u3010\u9752\u5e74\u9996\u8cfc\u689d\u4ef6\u3011\u7b26\u54083\u689d\u4ef6\u5c31\u80fd\u6e1b\u8f15\u8cfc\u5c4b\u8ca0\u64d4\uff01 - \u8cb8\u6b3e\u5c31\u627e\u6211<\/title>\n<meta name=\"description\" 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