軍公教信用貸?最新資訊,貸款就找我帶你一起看?/title> <atom:link href="//nanamaacs.shop/tag/%E8%BB%8D%E5%85%AC%E6%95%99%E4%BF%A1%E7%94%A8%E8%B2%B8%E6%AC%BE/feed/" rel="self" type="application/rss+xml" /> <link></link> <description>全台申辦.專業服?/description> <lastBuildDate>Mon, 13 Jan 2025 07:09:44 +0000</lastBuildDate> <language>zh-TW</language> <sy:updatePeriod> hourly </sy:updatePeriod> <sy:updateFrequency> 1 </sy:updateFrequency> <generator>//wordpress.org/?v=6.7.2</generator> <image> <url>//nanamaacs.shop/wp-content/uploads/2020/12/cropped-logo-4-32x32.png</url> <title>軍公教信用貸?最新資訊,貸款就找我帶你一起看?/title> <link></link> <width>32</width> <height>32</height> </image> <item> <title>軍公教貸款是什麼?利率、條件整理看這篇?/title> <link>//nanamaacs.shop/artical/civil-servant-loan/</link> <dc:creator><![CDATA[]]></dc:creator> <pubDate>Wed, 28 Apr 2021 02:54:24 +0000</pubDate> <category><![CDATA[軍公教貸款]]></category> <category><![CDATA[公務人員信貸]]></category> <category><![CDATA[公務人員貸款80萬]]></category> <category><![CDATA[公教信貸]]></category> <category><![CDATA[公教房貸]]></category> <category><![CDATA[公教貸款試算]]></category> <category><![CDATA[公教貸款銀行]]></category> <category><![CDATA[台灣銀行軍公教貸款]]></category> <category><![CDATA[軍公教信用貸款]]></category> <category><![CDATA[軍公教信貸]]></category> <category><![CDATA[軍公教貸款利率]]></category> <guid isPermaLink="false">//nanamaacs.shop/?p=3378</guid> <description><![CDATA[<p>軍公教人員因為工作型態固定、擁有穩定的收入和退休金,是銀行眼中的優質族群,申貸時… <a class="di-continue-reading" href="//nanamaacs.shop/artical/civil-servant-loan/"> 繼續閱讀…</a></p> <p>這篇文章 <a href="//nanamaacs.shop/artical/civil-servant-loan/">軍公教貸款是什麼?利率、條件整理看這篇?/a> 最早出現於 <a href="//nanamaacs.shop">貸款就找?/a>?/p> ]]></description> <content:encoded><![CDATA[ <p>軍公教人員因為工作型態固定、擁有穩定的收入和退休金,是銀行眼中的優質族群,申貸時也有較高機率能核貸。想知道哪些銀行有提供軍公教貸款嗎?向銀行辦理公務人員信貸有哪些條件限制呢?就讓我們為你詳細介紹吧?/p> <h2 class="wp-block-heading h222">軍公教貸款是什麼?</h2> <p>軍公教貸款是銀行針對軍人、公務人員及教職人員推出的優惠貸款方案,由於這些族群的薪資收入穩定,銀行通常會認為他們具備良好的還款能力,所以會願意給予較優惠的貸款利率?/p> <p>銀行推出的優惠專案以「公教信貸」居多,另外也有部份銀行提供「公教房貸」方案。這裡<span class="point">要注意的是,只有少數銀行貸款專案的適用對象會包含軍人,大多都是僅供公教人員申請的喔</span>?/p> <p><strong><mark style="background-color:rgba(0, 0, 0, 0);color:#ffdb77" class="has-inline-color">?nbsp;?/mark><span style="font-size: revert; color: initial;"> </span>延伸閱讀?/strong><a href="//nanamaacs.shop/artical/civil-servants-mortgage/" target="_blank" rel="noreferrer noopener">公教房貸申辦方案有哪些?5分鐘一次了解!</a></p> <h2 class="wp-block-heading h222">銀行軍公教貸款方案比較</h2> <p>以下是利率較低的幾個軍公教貸款銀行,可點選連結查閱詳細貸款資訊?/p> <table> <tbody> <tr> <th width="25%" bgcolor="#7cb518" style="color:#ffffff; vertical-align: middle;text-align:center">銀?/th> <th width="25%" bgcolor="#7cb518" style="color:#ffffff; vertical-align: middle;text-align:center">利率</th> <th width="25%" bgcolor="#7cb518" style="color:#ffffff; vertical-align: middle;text-align:center">額度</th> <th width="25%" bgcolor="#7cb518" style="color:#ffffff; vertical-align: middle;text-align:center">手續?/th> </tr> <tr> <th style="color:#ffffff; vertical-align: middle;text-align: center"> <a href="//www.firstbank.com.tw/sites/fcb/1565690547155" target="_blank" rel="noopener"> <img decoding="async" src="//nanamaacs.shop/wp-content/uploads/2021/09/第一銀?1.png" alt="第一銀?></a></th> <td style="vertical-align: middle;text-align: center">2.185%起</td> <td style="vertical-align: middle;text-align:center">依本行規?/td> <td style="vertical-align: middle;text-align:center">3000?/td> </tr> <tr> <th width="30%" style="color:#ffffff; vertical-align: middle;text-align: center"> <a href="//oi.landbank.com.tw/product/1" target="_blank" rel="noopener"><img decoding="async" src="//nanamaacs.shop/wp-content/uploads/2021/09/土地銀?png" alt="台灣土地銀?></a></th> <td style="vertical-align: middle;text-align:center">2.145%?/td> <td style="vertical-align: middle;text-align:center">最?00?/td> <td style="vertical-align: middle;text-align:center">100</td> </tr> <tr> <th width="30%" style="color:#ffffff; vertical-align: middle;text-align:center"> <a href="//www.tcb-bank.com.tw/personal-banking/loan/credit-loan/public" target="_blank" rel="noopener"><img decoding="async" src="//nanamaacs.shop/wp-content/uploads/2021/10/合作金庫.jpg" alt="合作金庫 "></a></th> <td style="vertical-align: middle;text-align: center">2.295%~4.35?/td> <td style="vertical-align: middle;text-align:center">最?00?/td> <td style="vertical-align: middle;text-align:center">5300?/td> </tr> <tr> <th style="vertical-align: middle;text-align:center"> <a href="//www.hncb.com.tw/wps/portal/HNCB/per_finance/loan/credit/true_heart_loan" target="_blank" rel="noopener"><img decoding="async" src="//nanamaacs.shop/wp-content/uploads/2021/09/華南銀?png" alt="華南銀?></a></th> <td style="vertical-align: middle;text-align: center">2.205%起</td> <td style="vertical-align: middle;text-align: center">最?00?/td> <td style="vertical-align: middle;text-align: center">2800</td> </tr> <tr> <th style="vertical-align: middle;text-align:center"> <a href="//www.tbb.com.tw/zh-tw/personal/loans/online-apply/public-employee/public-employee-loan" target="_blank" rel="noopener"><img decoding="async" src="//nanamaacs.shop/wp-content/uploads/2021/10/台灣企銀logo.png" alt="臺灣企銀"></a></th> <td style="vertical-align: middle;text-align: center">2.3%起</td> <td style="vertical-align: middle;text-align: center">最?00?/td> <td style="vertical-align: middle;text-align: center">7000</td> </tr> </tbody> </table> <h2 class="wp-block-heading h222">軍公教貸款申請條件及文件</h2> <h3 class="wp-block-heading">申請條件</h3> <ul class="wp-block-list"> <li>信用狀況良?/li> <li>工作須滿3個月??/li> <li>年滿18歲的中華民國國民</li> <li>須為中央政府或地方政府各級機關現任公務人員、約聘人?/li> <li>申貸者若為軍人,其身分須為職業軍人,義務役軍人不得申?br><strong><mark style="background-color:rgba(0, 0, 0, 0);color:#ffdb77" class="has-inline-color">?nbsp;?/mark><span style="font-size: revert; color: initial;"> </span>延伸閱讀?/strong><a href="//nanamaacs.shop/artical/soldier-loan/" target="_blank" rel="noreferrer noopener">軍人信用貸款申請必懂攻略!辦理前先看??/a></li> </ul> <h3 class="wp-block-heading">申請文件</h3> <ul class="wp-block-list"> <li>雙證件:身分證及第二證明文件、印?/li> <li>戶籍資料:戶口名簿或戶籍謄本影本</li> <li>在職證明:勞保明細表影本或在職證?/li> <li>收入證明:薪轉存摺影本、薪資單或扣繳憑單影?/li> <li>保證人證件:若貸款金額超?0萬,須提供保證人的身分證、印章、收入證明?/li> </ul> <h2 class="wp-block-heading h222">軍公教貸款限?/h2> <p>申請台灣銀行、土地銀行、台灣企銀、合作金庫、兆豐銀行、第一銀行、華南銀行、彰化銀行,上述公股銀行提供的軍公教貸款時,須注意以下這項限制?/p> <p><span class="point">申請公股銀行軍公教貸款時,只要額度超過公務人員貸款80萬的上限,須提供保證?位。保證人的身分要是公務人員、公立學校或公營事業的員工,並且信用良好</span>,銀行才會認可?根據以上規定,若預期貸款額度可能超過80萬,建議直接向民營銀行申貸,也可獲得優惠的貸款條件?/p> <div style="height:50px" aria-hidden="true" class="wp-block-spacer"></div> <figure class="wp-block-image size-large"><a href="//lin.ee/nSdbrlz"><img fetchpriority="high" decoding="async" width="1024" height="205" src="//nanamaacs.shop/wp-content/uploads/2024/11/945-文章CTA圖片-1024x205.png" alt="945-文章CTA圖片" class="wp-image-17604" srcset="//nanamaacs.shop/wp-content/uploads/2024/11/945-文章CTA圖片-1024x205.png 1024w, //nanamaacs.shop/wp-content/uploads/2024/11/945-文章CTA圖片-300x60.png 300w, //nanamaacs.shop/wp-content/uploads/2024/11/945-文章CTA圖片-768x154.png 768w, //nanamaacs.shop/wp-content/uploads/2024/11/945-文章CTA圖片.png 1500w" sizes="(max-width: 1024px) 100vw, 1024px" /></a></figure> <div style="height:50px" aria-hidden="true" class="wp-block-spacer"></div> <h2 class="wp-block-heading h222">銀行軍公教貸款未過怎麼辦?</h2> <p>即使身分上具有優勢,也很難確保一定會通過銀行審核,若是因為授信條件不佳而貸款失敗,或對銀行的方案不甚滿意,該怎麼辦呢?還有民間軍公教低利貸款可以申請?strong>貸款就找?/strong>提供台灣本島、離島軍公教低利貸款?span class="point">不僅有優惠利率及更高額度外,已經退休的軍公教人員也可以貸款?/span>!歡迎聯繫我們進行軍公教貸款試算?/p> <table> <tbody> <tr> <th colspan="2" bgcolor="#7cb518" width="20%" style="color:#ffffff;vertical-align: middle;text-align: center "> 民間軍公教低利貸?/th> </tr> <tr> <th bgcolor="#f5f5f5" style="vertical-align: middle;text-align:center">貸款條件</th> <td bgcolor="#f5f5f5" style="vertical-align: middle;text-align:left">年滿18歲之軍公教人?/td> </tr> <tr> <th style="vertical-align: middle;text-align:center">貸款額度</th> <td style="vertical-align: middle;text-align:left">依個人條件核定</td> </tr> <tr> <th bgcolor="#f5f5f5" style="vertical-align: middle;text-align:center">貸款利率</th> <td bgcolor="#f5f5f5" style="vertical-align: middle;text-align:left">按月計息,每?分起,條件優秀可再降低利率</td> </tr> <tr> <th style="vertical-align: middle;text-align:center">還款方式</th> <td style="vertical-align: middle;text-align:left">分期型,依申請條件規畫適合的還款期數</td> </tr> <tr> <th bgcolor="#f5f5f5" style="vertical-align: middle;text-align:center">其他備註</th> <td bgcolor="#f5f5f5" style="vertical-align: middle;text-align:left">信用瑕疵、債務協商、負債比過高等情形皆可辦?/td> </tr> </tbody> </table> <figure class="wp-block-image size-full"><img decoding="async" width="1000" height="894" src="//nanamaacs.shop/wp-content/uploads/2023/01/民間軍公教低利貸款【貸款就找我?png" alt="民間軍公教低利貸款【貸款就找我? class="wp-image-9575" srcset="//nanamaacs.shop/wp-content/uploads/2023/01/民間軍公教低利貸款【貸款就找我?png 1000w, //nanamaacs.shop/wp-content/uploads/2023/01/民間軍公教低利貸款【貸款就找我?300x268.png 300w, //nanamaacs.shop/wp-content/uploads/2023/01/民間軍公教低利貸款【貸款就找我?768x687.png 768w" sizes="(max-width: 1000px) 100vw, 1000px" /></figure> <h2 class="wp-block-heading h222">軍公教貸款常見問?/h2> <div class="schema-faq wp-block-yoast-faq-block"><div class="schema-faq-section" id="faq-question-1697440333428"><strong class="schema-faq-question">?軍公教貸款利率多少合理?</strong> <p class="schema-faq-answer">銀行軍公教貸款利率大約2%起;民間軍公教信貸則會落在2%?%內,不過實際利率會受到個人信用狀況和還款能力影響,最終仍要以申貸結果為主喔?/p> </div> <div class="schema-faq-section" id="faq-question-1715565200277"><strong class="schema-faq-question">?軍公教貸款試算?</strong> <p class="schema-faq-answer">若想進行軍公教信用貸款試算,可利用銀行提供的<a href="//roo.cash/calculator/loan-monthly-payment?&ts=1715150129379" target="_blank" rel="noreferrer noopener">信貸月付金試算工?/a>,非常快速就能得知每月月付金?/p> </div> </div> <h2 class="wp-block-heading h222">結語</h2> <p>以上就是關於軍公教貸款的說明。再次提醒你,即使具備軍公教身分,如果信用或財力狀況不佳,貸款還是有可能被銀行婉拒,若被拒貸,歡迎聯?strong>貸款就找?/strong>,讓我們為你解決周轉問題!</p> <div class="wp-block-group"><div class="wp-block-group__inner-container is-layout-flow wp-block-group-is-layout-flow"> <p><img decoding="async" width="30" height="26" class="wp-image-2988" style="width: 30px;" src="//nanamaacs.shop/wp-content/uploads/2021/01/phone.png" alt="聯絡"> 撥打公司專線<a href="tel:0987-309696" target="_blank" rel="noreferrer noopener">0987-309696</a>,立即為您服?br><img decoding="async" width="28" height="33" class="wp-image-2990" style="width: 28px;" src="//nanamaacs.shop/wp-content/uploads/2021/01/contact.png" alt="洽詢"> 填寫<a href="//nanamaacs.shop/contact/#online" target="_blank" rel="noreferrer noopener">線上申辦表單</a>,由專人與您聯繫</p> <div style="height:30px" aria-hidden="true" class="wp-block-spacer"></div> </div></div> <p>這篇文章 <a href="//nanamaacs.shop/artical/civil-servant-loan/">軍公教貸款是什麼?利率、條件整理看這篇?/a> 最早出現於 <a href="//nanamaacs.shop">貸款就找?/a>?/p> ]]></content:encoded> </item> </channel> </rss>