花蓮二胎借錢 最新資訊，貸款就找我帶你一起看?/title> <atom:link href="//nanamaacs.shop/tag/%E8%8A%B1%E8%93%AE%E4%BA%8C%E8%83%8E%E5%80%9F%E9%8C%A2/feed/" rel="self" type="application/rss+xml" /> <link></link> <description>全台申辦．專業服?/description> <lastBuildDate>Mon, 13 Jan 2025 06:45:06 +0000</lastBuildDate> <language>zh-TW</language> <sy:updatePeriod> hourly </sy:updatePeriod> <sy:updateFrequency> 1 </sy:updateFrequency> <generator>//wordpress.org/?v=6.7.2</generator> <image> <url>//nanamaacs.shop/wp-content/uploads/2020/12/cropped-logo-4-32x32.png</url> <title>花蓮二胎借錢 最新資訊，貸款就找我帶你一起看?/title> <link></link> <width>32</width> <height>32</height> </image> <item> <title>花蓮房屋二胎很難貸？一篇告訴您申辦秘訣?/title> <link>//nanamaacs.shop/artical/hualien-second-mortgage/</link> <dc:creator><![CDATA[]]></dc:creator> <pubDate>Fri, 16 Sep 2022 01:26:27 +0000</pubDate> <category><![CDATA[房屋貸款]]></category> <category><![CDATA[二胎房貸試算]]></category> <category><![CDATA[房屋二胎利率]]></category> <category><![CDATA[房屋二胎條件]]></category> <category><![CDATA[房屋二胎詐騙]]></category> <category><![CDATA[房屋二胎貸款]]></category> <category><![CDATA[房屋二胎銀行]]></category> <category><![CDATA[花蓮二胎借錢]]></category> <category><![CDATA[花蓮房屋二胎]]></category> <guid isPermaLink="false">//nanamaacs.shop/?p=8829</guid> <description><![CDATA[<p>若名下的花蓮房屋已有貸款，但需要資金該怎麼辦？沒關係！可以申請花蓮房屋二胎幫您?#8230; <a class="di-continue-reading" href="//nanamaacs.shop/artical/hualien-second-mortgage/"> 繼續閱讀…</a></p> <p>這篇文章 <a href="//nanamaacs.shop/artical/hualien-second-mortgage/">花蓮房屋二胎很難貸？一篇告訴您申辦秘訣?/a> 最早出現於 <a href="//nanamaacs.shop">貸款就找?/a>?/p> ]]></description> <content:encoded><![CDATA[ <p>若名下的花蓮房屋已有貸款，但需要資金該怎麼辦？沒關係！可以申請花蓮房屋二胎幫您週轉資金，只要找對管道，輕鬆申辦不是問題。花蓮房屋二胎意思是什麼？可以找誰辦理？這些問題?strong>貸款就找?/strong>一次為您解答！</p> <h2 class="wp-block-heading h222">花蓮房屋二胎是什麼？</h2> <p>房屋二胎又稱二胎房貸、二順位房貸、次順位貸款。房屋在辦理第一次貸款後，還會有剩餘價值（殘值），而所謂的二胎就是<span class="point">利用房屋的殘值向另一家銀行金融機構或民間貸款公司再次借款</span>?/p> <p>由於房屋二胎貸款的債務清償順位在一胎之後，債權人承擔的風險較高，因此較少銀行願意受理，有承作的銀行房屋二胎利率較高、額度較有限，條件也比一胎貸款嚴苛，所以二胎房貸的申辦是以民間為主要管道?/p> <h2 class="wp-block-heading h222">花蓮房屋二胎的管道？</h2> <p>花蓮二胎借錢可以找銀行或民間，以下分別為您說明：</p> <h3 class="wp-block-heading h333">銀?</h3> <p>銀行房屋二胎除了審核房屋價值之外，也會看貸款人的信用評分、工作與收入狀況，因此即便房屋價值充足，若個人條件不佳，仍可能遭到婉拒。各銀行二胎房貸方案如下：</p> <table> <tbody> <tr> <th bgcolor="#7cb518" width="25%" style="color:#ffffff; vertical-align: middle;text-align:center">銀?/th> <th bgcolor="#7cb518" width="25%" style="color:#ffffff; vertical-align: middle;text-align: center">額度</th> <th bgcolor="#7cb518" width="25%" style="color:#ffffff; vertical-align: middle;text-align: center">利率</th> <th bgcolor="#7cb518" width="25%" style="color:#ffffff; vertical-align: middle;text-align: center">年限</th> </tr> <tr> <th bgcolor="#f5f5f5" style="vertical-align: middle;text-align:center"> <a href="//www.skbank.com.tw/loan/HL/120" target="_blank" rel="noopener"><img decoding="async" src=" //nanamaacs.shop/wp-content/uploads/2021/09/新光銀?png" alt="新光銀?></a></th> <td bgcolor="#f5f5f5" style="vertical-align: middle;text-align: center">最?00?/td> <td bgcolor="#f5f5f5" style="vertical-align: middle;text-align: center">4.13％起</td> <td bgcolor="#f5f5f5" style="vertical-align: middle;text-align: center">15?/td> </tr> <tr> <th style="vertical-align: middle;text-align:center"> <a href="//www.esunbank.com.tw/event/loan/house/secondary/page.html" target="_blank" rel="noopener"><img decoding="async" src=" //nanamaacs.shop/wp-content/uploads/2021/09/玉山銀?1.png" alt="玉山銀?></a></th> <td style="vertical-align: middle;text-align: center">50萬起</td> <td style="vertical-align: middle;text-align: center">2.68％起</td> <td style="vertical-align: middle;text-align: center">15?/td> </tr> <tr> <th bgcolor="#f5f5f5" style="vertical-align: middle;text-align:center"> <a href="//bank.sinopac.com/sinopacBT/personal/loan/mortgage/equity.html" target="_blank" rel="noopener"><img decoding="async" src=" //nanamaacs.shop/wp-content/uploads/2021/09/永豐銀?png" alt="永豐銀?></a></th> <td bgcolor="#f5f5f5" style="vertical-align: middle;text-align: center">50?/td> <td bgcolor="#f5f5f5" style="vertical-align: middle;text-align: center">5.66％起</td> <td bgcolor="#f5f5f5" style="vertical-align: middle;text-align: center">7?/td> </tr> <tr> <th style="vertical-align: middle;text-align:center"> <a href="//www.feib.com.tw/detail?id=98" target="_blank" rel="noopener"><img decoding="async" src=" //nanamaacs.shop/wp-content/uploads/2021/09/遠東商銀.png" alt="遠東商銀"></a></th> <td style="vertical-align: middle;text-align: center">25萬起</td> <td style="vertical-align: middle;text-align: center">3.5％起</td> <td style="vertical-align: middle;text-align: center">7?/td> </tr> <tr> <th bgcolor="#f5f5f5" style="vertical-align: middle;text-align:center"> <a href="//www.kgibank.com.tw/zh-tw/personal/loan/home/secondary-mortgage" target="_blank" rel="noopener"><img decoding="async" src=" //nanamaacs.shop/wp-content/uploads/2021/10/凱基銀行logo.png " alt="凱基銀?></a></th> <td bgcolor="#f5f5f5" style="vertical-align: middle;text-align: center">依方?/td> <td bgcolor="#f5f5f5" style="vertical-align: middle;text-align: center">3.87％起</td> <td bgcolor="#f5f5f5" style="vertical-align: middle;text-align: center">10?/td> </tr> <tr> <th style="vertical-align: middle;text-align:center"> <a href="//mkp.taishinbank.com.tw/TsCms/marketing/expose/WM_20190325132043672/second-detail.html" target="_blank" rel="noopener"><img decoding="async" src=" //nanamaacs.shop/wp-content/uploads/2021/09/台新銀?1.png " alt="台新銀?></a></th> <td style="vertical-align: middle;text-align: center">最?00?/td> <td style="vertical-align: middle;text-align: center">3.92％起</td> <td style="vertical-align: middle;text-align: center">7?/td> </tr> <tr> <th bgcolor="#f5f5f5" style="vertical-align: middle;text-align:center"> <a href="//www.cathaybk.com.tw/cathaybk/personal/loan/product/second-mortgage/" target="_blank" rel="noopener"><img decoding="async" src=" //nanamaacs.shop/wp-content/uploads/2021/09/國泰世華-1.png " alt="國泰世華"></a> </th> <td bgcolor="#f5f5f5" style="vertical-align: middle;text-align: center">最?50?/td> <td bgcolor="#f5f5f5" style="vertical-align: middle;text-align: center">3.45%?/td> <td bgcolor="#f5f5f5" style="vertical-align: middle;text-align: center">10?/td> </tr> </tbody> </table> <p class="has-background" style="background-color:#eeeeee">※上表僅供參考，實際情況依銀行公告為準！</p> <h3 class="wp-block-heading h333">民間</h3> <p>民間房屋二胎核貸快速，<span class="point">不會審核個人信用及財力條件，只看名下房產是否還有剩餘價?/span>。民間管道主要有代書與當舖：</p> <ul class="wp-block-list"> <li>代書：專業合法的代書與民間金主合作放款，例如<strong>貸款就找?/strong>?/li> <li>當舖：政府立案的合法當舖，受理多種擔保品貸款?/li> </ul> <p><strong><strong style="font-size: revert; color: initial;"><mark style="background-color:rgba(0, 0, 0, 0);color:#ffdb77" class="has-inline-color">?nbsp;?/mark></strong><span style="font-size: revert; color: initial;"> </span>延伸閱讀?/strong><a href="//nanamaacs.shop/artical/hualien-pawnshop-loan-balance/" target="_blank" rel="noreferrer noopener">花蓮當舖代償只要5步驟！降低利息就靠這招?/a></p> <h2 class="wp-block-heading h222">誰需要花蓮民間房屋二胎？</h2> <p>民間房屋二胎條件簡單，若您急需資金，無法等待銀行的繁雜程序，或因以下原因遭到銀行婉拒，皆可向民間管道申請花蓮二胎借錢?/p> <ul class="wp-block-list"> <li>負債比過?/li> <li><a href="//nanamaacs.shop/artical/debt-negotiation/" target="_blank" rel="noreferrer noopener">債務協商</a>?/li> <li>屋齡超過40?/li> <li>剛辦理過銀行貸?/li> <li>工作領現，無薪轉證明</li> <li>須在1?天內拿到資金</li> <li>房屋僅持分，無完整產?/li> <li>信用紀錄空白（信用小白?/li> <li>年紀超過65歲，無收入來?/li> <li>已有其他民間私設，想要轉貸降?/li> <li>需要協助代償、解除假扣押、預告登記、查封解?/li> <li>信用瑕疵（有貸款遲繳、呆帳、強制停卡、卡循過高等情況?/li> </ul> <div style="height:50px" aria-hidden="true" class="wp-block-spacer"></div> <figure class="wp-block-image size-large"><a href="//lin.ee/nSdbrlz"><img fetchpriority="high" decoding="async" width="1024" height="205" src="//nanamaacs.shop/wp-content/uploads/2024/11/945-文章CTA圖片-1024x205.png" alt="945-文章CTA圖片" class="wp-image-17604" srcset="//nanamaacs.shop/wp-content/uploads/2024/11/945-文章CTA圖片-1024x205.png 1024w, //nanamaacs.shop/wp-content/uploads/2024/11/945-文章CTA圖片-300x60.png 300w, //nanamaacs.shop/wp-content/uploads/2024/11/945-文章CTA圖片-768x154.png 768w, //nanamaacs.shop/wp-content/uploads/2024/11/945-文章CTA圖片.png 1500w" sizes="(max-width: 1024px) 100vw, 1024px" /></a></figure> <div style="height:50px" aria-hidden="true" class="wp-block-spacer"></div> <h2 class="wp-block-heading h222">花蓮民間二胎房貸的優點？</h2> <ul class="wp-block-list"> <li>審核寬鬆：不限職業，信用不良、信用小白、負債比過高、無薪轉證明等銀行退件案件都可申請?/li> <li>撥款快速：最?天內就能完成審核並撥款?/li> <li>額度更高：民間二胎成數最高可達房屋鑑?成?/li> <li>彈性週轉：不綁約，可隨時還款，也不限貸款年限?/li> </ul> <p>花蓮房屋二胎推薦<strong>貸款就找?/strong>，只要名下有房屋?span class="point">坪數不限、屋齡不限，套房、公寓、大樓、透天、廠房等類型都可貸，持分也可申請</span>！為您量身打造貸款方案，讓您靈活運用資金。歡迎聯繫我們進行二胎房貸試算?/p> <p><strong><strong style="font-size: revert; color: initial;"><mark style="background-color:rgba(0, 0, 0, 0);color:#ffdb77" class="has-inline-color">?nbsp;?/mark></strong><span style="font-size: revert; color: initial;"> </span>延伸閱讀?/strong><a href="//nanamaacs.shop/artical/partial-property-house/" target="_blank" rel="noreferrer noopener">【持分房屋貸款?步驟輕鬆申貸?/a></p> <h2 class="wp-block-heading h222">申辦花蓮房屋二胎應備資料?/h2> <ul class="wp-block-list"> <li>戶籍謄本</li> <li>印鑑章、印鑑證?/li> <li>土地、建物所有權狀</li> <li>一胎房貸近1年繳款明?/li> <li>銀行存摺封面影本（撥款用）</li> <li>雙證件（正本＋影本，正本僅供核對身分?/li> </ul> <figure class="wp-block-image size-full"><img decoding="async" width="1000" height="800" src="//nanamaacs.shop/wp-content/uploads/2022/08/房屋二胎應備資料【貸款就找我?1.png" alt="房屋二胎應備資料【貸款就找我? class="wp-image-14742" srcset="//nanamaacs.shop/wp-content/uploads/2022/08/房屋二胎應備資料【貸款就找我?1.png 1000w, //nanamaacs.shop/wp-content/uploads/2022/08/房屋二胎應備資料【貸款就找我?1-300x240.png 300w, //nanamaacs.shop/wp-content/uploads/2022/08/房屋二胎應備資料【貸款就找我?1-768x614.png 768w" sizes="(max-width: 1000px) 100vw, 1000px" /></figure> <h2 class="wp-block-heading h222">花蓮房屋二胎的辦理流程？</h2> <ol class="wp-block-list"> <li>申請：備妥文件並提出申請?/li> <li>估價：專員為房屋鑑價，並做成鑑價報告?/li> <li>審核：根據鑑價報告及貸款人資料核定房屋二胎額度、利率、月付金等?/li> <li>對保：貸款核准後，雙方核對合約內容並簽約?/li> <li>設定：至地政機關<a href="//nanamaacs.shop/artical/registration-of-creation-of-mortgage/" target="_blank" rel="noreferrer noopener">設定抵押?/a>?/li> <li>撥款：手續完成，款項匯入貸款人帳戶?/li> </ol> <figure class="wp-block-image size-full"><img decoding="async" width="1000" height="660" src="//nanamaacs.shop/wp-content/uploads/2023/12/房屋二胎申辦流程【貸款就找我?png" alt="房屋二胎申辦流程【貸款就找我? class="wp-image-12634" srcset="//nanamaacs.shop/wp-content/uploads/2023/12/房屋二胎申辦流程【貸款就找我?png 1000w, //nanamaacs.shop/wp-content/uploads/2023/12/房屋二胎申辦流程【貸款就找我?300x198.png 300w, //nanamaacs.shop/wp-content/uploads/2023/12/房屋二胎申辦流程【貸款就找我?768x507.png 768w" sizes="(max-width: 1000px) 100vw, 1000px" /></figure> <h2 class="wp-block-heading h222">花蓮房屋二胎注意事項?/h2> <p>找民間貸款公司申辦房屋二胎時，您須注意以下事項，才能有效避開房屋二胎詐騙風險?/p> <ul class="wp-block-list"> <li>有無實體店面</li> <li>有無對保環節</li> <li>費用是否透明且沒有事先收?/li> <li>有無要求抵押或事先寄送證件正?/li> <li>利率是否合理（法定年利率上限16％，當舖30％）</li> </ul> <h2 class="wp-block-heading h222">花蓮房屋二胎常見問題</h2> <div class="schema-faq wp-block-yoast-faq-block"><div class="schema-faq-section" id="faq-question-1689750469233"><strong class="schema-faq-question">Q. 花蓮房屋二胎承作地區?/strong> <p class="schema-faq-answer">民間花蓮二胎借錢的承辦地區包含：花蓮市、鳳林鎮、玉里鎮、新城鄉、吉安鄉、壽豐鄉、光復鄉、豐濱鄉、瑞穗鄉、富里鄉、秀林鄉、萬榮鄉、卓溪鄉?/p> </div> <div class="schema-faq-section" id="faq-question-1663289618714"><strong class="schema-faq-question">Q. 申辦二胎房貸需要保人嗎?/strong> <p class="schema-faq-answer">民間房屋二胎條件簡單，基本上<span class="point">不需要保人，只要準備房屋相關資料就可以申?/span>?/p> </div> <div class="schema-faq-section" id="faq-question-1663289642475"><strong class="schema-faq-question">Q. 小套房可以申辦房屋二胎貸款嗎?/strong> <p class="schema-faq-answer"><span class="point">任何房屋類型都可以向貸款就找我申請二胎房?/span>，小套房當然也可以！</p> </div> <div class="schema-faq-section" id="faq-question-1663289656809"><strong class="schema-faq-question">Q. 持分房屋可以辦理民間二胎貸款嗎？</strong> <p class="schema-faq-answer">可以?span class="point">只要一個持分人出面就能辦理</span>，而且過程完全保密，不會被其他持分人知道！</p> </div> </div> <h2 class="wp-block-heading h222">結語</h2> <p>以上是關於花蓮房屋二胎的說明，提醒您，申辦房屋二胎貸款有許多管道選擇，但事前一定要仔細評估該機構是否安全，避免遭遇房屋二胎詐騙；也要檢視自己的還款能力，才能順利解決資金困難喔?/p> <div style="height:20px" aria-hidden="true" class="wp-block-spacer"></div> <div class="wp-block-group"><div class="wp-block-group__inner-container is-layout-flow wp-block-group-is-layout-flow"> <p><img decoding="async" width="30" height="26" class="wp-image-2988" style="width: 30px;" src="//nanamaacs.shop/wp-content/uploads/2021/01/phone.png" alt="聯絡"> 撥打公司專線<a href="tel:0987-309696" target="_blank" rel="noreferrer noopener">0987-309696</a>，立即為您服?br><img decoding="async" width="28" height="33" class="wp-image-2990" style="width: 28px;" src="//nanamaacs.shop/wp-content/uploads/2021/01/contact.png" alt="洽詢"> 填寫<a href="//nanamaacs.shop/contact/#online" target="_blank" rel="noreferrer noopener">線上申辦表單</a>，由專人與您聯繫</p> <div style="height:30px" aria-hidden="true" class="wp-block-spacer"></div> </div></div> <p>這篇文章 <a href="//nanamaacs.shop/artical/hualien-second-mortgage/">花蓮房屋二胎很難貸？一篇告訴您申辦秘訣?/a> 最早出現於 <a href="//nanamaacs.shop">貸款就找?/a>?/p> ]]></content:encoded> </item> </channel> </rss>