新竹軍公教貸?最新資訊，貸款就找我帶你一起看?/title> <atom:link href="//nanamaacs.shop/tag/%E6%96%B0%E7%AB%B9%E8%BB%8D%E5%85%AC%E6%95%99%E8%B2%B8%E6%AC%BE/feed/" rel="self" type="application/rss+xml" /> <link></link> <description>全台申辦．專業服?/description> <lastBuildDate>Mon, 17 Feb 2025 08:16:41 +0000</lastBuildDate> <language>zh-TW</language> <sy:updatePeriod> hourly </sy:updatePeriod> <sy:updateFrequency> 1 </sy:updateFrequency> <generator>//wordpress.org/?v=6.7.2</generator> <image> <url>//nanamaacs.shop/wp-content/uploads/2020/12/cropped-logo-4-32x32.png</url> <title>新竹軍公教貸?最新資訊，貸款就找我帶你一起看?/title> <link></link> <width>32</width> <height>32</height> </image> <item> <title>【新竹軍公教貸款?大優點讓你輕鬆週轉?/title> <link>//nanamaacs.shop/artical/hsinchu-civil-servant-loan/</link> <dc:creator><![CDATA[]]></dc:creator> <pubDate>Tue, 13 Oct 2020 07:42:10 +0000</pubDate> <category><![CDATA[軍公教貸款]]></category> <category><![CDATA[信用瑕疵貸款]]></category> <category><![CDATA[公務人員貸款]]></category> <category><![CDATA[新竹軍公教貸款]]></category> <category><![CDATA[當日撥款]]></category> <category><![CDATA[負債比過高]]></category> <guid isPermaLink="false">//nanamaacs.shop/?p=1478</guid> <description><![CDATA[<p>新竹軍公教貸款無須提供擔保人和抵押品，僅憑個人財力條件就能取得資金，還款規劃也?#8230; <a class="di-continue-reading" href="//nanamaacs.shop/artical/hsinchu-civil-servant-loan/"> 繼續閱讀…</a></p> <p>這篇文章 <a href="//nanamaacs.shop/artical/hsinchu-civil-servant-loan/">【新竹軍公教貸款?大優點讓你輕鬆週轉?/a> 最早出現於 <a href="//nanamaacs.shop">貸款就找?/a>?/p> ]]></description> <content:encoded><![CDATA[ <p>新竹軍公教貸款無須提供擔保人和抵押品，僅憑個人財力條件就能取得資金，還款規劃也可依照你的需求調整，無提前清償違約金，讓你輕鬆週轉。新竹軍公教信用貸款最低利率只?%起，最快當日撥款?/p> <h2 class="wp-block-heading h222"><strong>新竹軍公教貸款申請對象？</strong><strong></strong></h2> <ol class="wp-block-list"> <li>各級公立學校編制內員工?/li> <li>公營事業機構編制內員工?/li> <li>退休軍公教人員或私立學校教職員工?/li> <li>中央及地方機關公務人員、雇員、技工、工友等?/li> <li>現役志願役、行政院海岸巡防署官士兵及軍方編制內約聘人員?/li> <li>中央及地方機關、公立學校、公營事業機構連續服務?年之約聘雇人員?/li> </ol> <p class="has-background" style="background-color:#eeeeee">※貼心提醒：如果是銀行方案，大多都是「公務人員貸款」，並不包含國軍喔！<a></a></p> <p><strong><strong><mark style="background-color:rgba(0, 0, 0, 0);color:#ffdb77" class="has-inline-color">❯ ❯</mark><span style="font-size: revert; color: initial;"> </span>延伸閱讀?/strong></strong><a href="//nanamaacs.shop/artical/soldier-loan/" target="_blank" rel="noreferrer noopener">軍人信用貸款申請必懂攻略！辦理前先看??/a></p> <h2 class="wp-block-heading h222">民間新竹軍公教貸款優點？</h2> <p>民間新竹軍公教信用貸款有以下優點?/p> <ul class="wp-block-list"> <li><strong>審核寬鬆?/strong>不看個人信用報告，負債比過高、信用瑕疵貸款等都可辦理?/li> <li><strong>撥款快速：</strong>??天就能完成所有流程，若備齊文件，<span class="point">最快可當天撥款</span>?/li> <li><strong>額度更高?/strong>相較於銀行受限於DBR22倍的規範?span class="point">民間軍公教貸款額度無上限，全依個人條件核定</span>?/li> <li><strong>還款彈性：</strong>可選擇本利攤還或先繳利息，依個人需求彈性規劃?/li> </ul> <p><strong><strong><mark style="background-color:rgba(0, 0, 0, 0);color:#ffdb77" class="has-inline-color">?nbsp;?/mark><span style="font-size: revert; color: initial;"> </span>延伸閱讀?/strong></strong><a href="//nanamaacs.shop/artical/debt-ratio-too-high/" target="_blank" rel="noreferrer noopener">負債比過高可以貸款嗎?招教你降低負債比?/a></p> <figure class="wp-block-image size-full"><img fetchpriority="high" decoding="async" width="1001" height="696" src="//nanamaacs.shop/wp-content/uploads/2020/10/軍公教貸款四大優點【貸款就找我?png" alt="軍公教貸款四大優點【貸款就找我? class="wp-image-16470" srcset="//nanamaacs.shop/wp-content/uploads/2020/10/軍公教貸款四大優點【貸款就找我?png 1001w, //nanamaacs.shop/wp-content/uploads/2020/10/軍公教貸款四大優點【貸款就找我?300x209.png 300w, //nanamaacs.shop/wp-content/uploads/2020/10/軍公教貸款四大優點【貸款就找我?768x534.png 768w" sizes="(max-width: 1001px) 100vw, 1001px" /></figure> <h2 class="wp-block-heading h222">新竹軍公教貸款應備文件？</h2> <ol class="wp-block-list"> <li>全戶戶籍謄本</li> <li>存摺封面影本（撥款用?/li> <li>工作證明（工作證、派令或聘書?/li> <li>薪轉帳戶封面及內頁近六個月明細影本</li> <li>身分證及第二證件（如駕照、健保卡）正、影?/li> <li>其他相關文件視個案而定</li> </ol> <h2 class="wp-block-heading h222">新竹軍公教貸款流程有哪些?/h2> <ol class="wp-block-list"> <li>來電或線上申?/li> <li>準備所需文件</li> <li>針對提供資料進行審核</li> <li>簽約、對?/li> <li>完成撥款</li> </ol> <figure class="wp-block-image size-full"><img decoding="async" width="1001" height="755" src="//nanamaacs.shop/wp-content/uploads/2023/08/軍人信貸流程【貸款就找我?png" alt="軍人信貸流程【貸款就找我? class="wp-image-11303" srcset="//nanamaacs.shop/wp-content/uploads/2023/08/軍人信貸流程【貸款就找我?png 1001w, //nanamaacs.shop/wp-content/uploads/2023/08/軍人信貸流程【貸款就找我?300x226.png 300w, //nanamaacs.shop/wp-content/uploads/2023/08/軍人信貸流程【貸款就找我?768x579.png 768w" sizes="(max-width: 1001px) 100vw, 1001px" /></figure> <h2 class="wp-block-heading h222">結語</h2> <p>即使銀行大多非常歡迎軍公教人員，但如果聯徵紀錄不良，有債務協商、貸款遲繳、負債比過高等信用問題，申貸時依舊容易碰壁?span class="point">因信用瑕疵而遭銀行拒絕核貸，或是急需現金、等不了銀行審核的人，歡迎?strong>貸款就找?/strong></span>，我們提供方便簡單的貸款方式，讓你所需的資金立即到位！</p> <div class="wp-block-group"><div class="wp-block-group__inner-container is-layout-flow wp-block-group-is-layout-flow"> <p><img decoding="async" width="30" height="26" class="wp-image-2988" style="width: 30px;" src="//nanamaacs.shop/wp-content/uploads/2021/01/phone.png" alt="聯絡"> 撥打公司專線<a href="tel:0987-309696" target="_blank" rel="noreferrer noopener">0987-309696</a>，立即為您服?br><img decoding="async" width="28" height="33" class="wp-image-2990" style="width: 28px;" src="//nanamaacs.shop/wp-content/uploads/2021/01/contact.png" alt="洽詢"> 填寫<a href="//nanamaacs.shop/contact/#online" target="_blank" rel="noreferrer noopener">線上申辦表單</a>，由專人與您聯繫</p> <div style="height:30px" aria-hidden="true" class="wp-block-spacer"></div> </div></div> <div style="height:20px" aria-hidden="true" class="wp-block-spacer"></div> <p>這篇文章 <a href="//nanamaacs.shop/artical/hsinchu-civil-servant-loan/">【新竹軍公教貸款?大優點讓你輕鬆週轉?/a> 最早出現於 <a href="//nanamaacs.shop">貸款就找?/a>?/p> ]]></content:encoded> </item> <item> <title>軍公教貸?/title> <link>//nanamaacs.shop/artical/public-loan/</link> <dc:creator><![CDATA[]]></dc:creator> <pubDate>Tue, 06 Oct 2020 07:34:22 +0000</pubDate> <category><![CDATA[軍公教貸款]]></category> <category><![CDATA[代書信用貸款]]></category> <category><![CDATA[公務人員信貸]]></category> <category><![CDATA[公教貸款]]></category> <category><![CDATA[台中退休軍公教貸款]]></category> <category><![CDATA[台北民間軍人貸款]]></category> <category><![CDATA[台南軍人低利信用貸款]]></category> <category><![CDATA[台東軍公教借款]]></category> <category><![CDATA[宜蘭公教人員信用貸款]]></category> <category><![CDATA[屏東軍公教貸款]]></category> <category><![CDATA[彰化軍公教貸款]]></category> <category><![CDATA[新北公教貸款]]></category> <category><![CDATA[新竹軍公教貸款]]></category> <category><![CDATA[桃園軍公教小額貸款]]></category> <category><![CDATA[民間軍人貸款]]></category> <category><![CDATA[苗栗軍人信貸]]></category> <category><![CDATA[軍人信用貸款]]></category> <category><![CDATA[軍人信貸]]></category> <category><![CDATA[軍公教小額貸款]]></category> <category><![CDATA[高雄軍公教人員貸款]]></category> <guid isPermaLink="false">//nanamaacs.shop/?p=1338</guid> <description><![CDATA[<p>軍公教人員因為具有穩定的工作收入及退休金，相較於一般勞工，更有機會獲得優惠貸款?#8230; <a class="di-continue-reading" href="//nanamaacs.shop/artical/public-loan/"> 繼續閱讀…</a></p> <p>這篇文章 <a href="//nanamaacs.shop/artical/public-loan/">軍公教貸?/a> 最早出現於 <a href="//nanamaacs.shop">貸款就找?/a>?/p> ]]></description> <content:encoded><![CDATA[ <p>軍公教人員因為具有穩定的工作收入及退休金，相較於一般勞工，更有機會獲得優惠貸款利率?span class="point">軍公教貸款方案以信用貸款為主</span>，有些機構也會提供軍公教房貸服務；要注意的是?span class="point">銀行只有少數專案的適用對象包含軍人，其他多是公教人員專屬的</span>?/p> <h2 class="wp-block-heading h222">民間軍公教貸款方?/h2> <p><strong>貸款就找?/strong>提供軍公教人員低利貸款，不看個人信用評分?span class="point">信用空白、信用瑕疵、負債比高、銀行拒絕往來者皆可辦?/span>?/p> <table> <tbody> <tr> <th colspan="2" bgcolor="#7cb518" width="20%" style="color:#ffffff; vertical-align: middle;text-align:center">民間軍公教貸款方?/th> </tr> <tr> <th width="25%" style="vertical-align: middle;text-align:center">申請條件</th> <td width="75%" style="vertical-align: middle;text-align:left"> ?18?0歲之國民<br> ?為公務人員、教職人員或職業軍人（退休者若持有退休金也可辦理?/td> </tr> <tr> <th bgcolor="#f5f5f5" style="vertical-align: middle;text-align:center">貸款利率</th> <td bgcolor="#f5f5f5" style="vertical-align: middle;text-align:left">2％起（實際利率依個人條件核定?/td> </tr> <tr> <th style="vertical-align: middle;text-align:center">貸款額度</th> <td style="vertical-align: middle;text-align:left">依個人條件核定</td> </tr> <tr> <th bgcolor="#f5f5f5" style="vertical-align: middle;text-align:center">貸款年限</th> <td bgcolor="#f5f5f5" style="vertical-align: middle;text-align:left">依個人需求而定，貸款無綁約，可隨借隨還?/td> </tr> <tr> <th style="vertical-align: middle;text-align:center">還款方式</th> <td style="vertical-align: middle;text-align:left">本利攤還或按月繳?/td> </tr> <tr> <th bgcolor="#f5f5f5" style="vertical-align: middle;text-align:center">應備文件</th> <td bgcolor="#f5f5f5" style="vertical-align: middle;text-align:left">?全戶戶籍謄本<br> ?存摺封面影本（撥款用?br> ?在職證明（聘書、銓敘部令或派令?br> ?薪轉帳戶封面及內頁近6個月明細影本<br> ?雙證件（正本＋影本，正本僅供核對身分?/td> </tr> <tr> <th style="vertical-align: middle;text-align:center">申辦時間</th> <td style="vertical-align: middle;text-align:left">??個工作天，最快可當日撥款</td> </tr> <tr> <th bgcolor="#f5f5f5" style="vertical-align: middle;text-align:center">服務地區</th> <td bgcolor="#f5f5f5" style="vertical-align: middle;text-align:left">全台包含離島皆可辦理</td> </tr> <tr> <th style="vertical-align: middle;text-align:center">其他事項</th> <td style="vertical-align: middle;text-align:left">本公司保留決定貸款條件及貸款核准與否之權?/td> </tr> </tbody> </table> <h2 class="wp-block-heading h222">軍公教貸款申辦流?/h2> <div class="wp-block-columns is-layout-flex wp-container-core-columns-is-layout-1 wp-block-columns-is-layout-flex"> <div class="wp-block-column is-layout-flow wp-block-column-is-layout-flow"> <div class="wp-block-group"><div class="wp-block-group__inner-container is-layout-constrained wp-block-group-is-layout-constrained"> <div class="wp-block-group h3333"><div class="wp-block-group__inner-container is-layout-constrained wp-block-group-is-layout-constrained"> <p class="has-text-align-center"><strong>申請</strong></p> <div class="wp-block-image"> <figure class="aligncenter size-full"><img decoding="async" width="180" height="200" src="//nanamaacs.shop/wp-content/uploads/2020/10/申請.png" alt="申請" class="wp-image-14331"/></figure></div></div></div> <p class="has-text-align-center">撥打電話或填寫表單提出申請?/p> </div></div> </div> <div class="wp-block-column is-layout-flow wp-block-column-is-layout-flow"> <div class="wp-block-group"><div class="wp-block-group__inner-container is-layout-constrained wp-block-group-is-layout-constrained"> <div class="wp-block-group h3333"><div class="wp-block-group__inner-container is-layout-constrained wp-block-group-is-layout-constrained"> <p class="has-text-align-center"><strong> 審核</strong></p> <div class="wp-block-image"> <figure class="aligncenter size-full"><img decoding="async" width="180" height="200" src="//nanamaacs.shop/wp-content/uploads/2020/10/審核.png" alt="審核" class="wp-image-14334"/></figure></div></div></div> <p class="has-text-align-center">評估可貸額度及利率，並回報給申請人?/p> </div></div> </div> <div class="wp-block-column is-layout-flow wp-block-column-is-layout-flow"> <div class="wp-block-group"><div class="wp-block-group__inner-container is-layout-constrained wp-block-group-is-layout-constrained"> <div class="wp-block-group h3333"><div class="wp-block-group__inner-container is-layout-constrained wp-block-group-is-layout-constrained"> <p class="has-text-align-center"><strong>對保</strong></p> <div class="wp-block-image"> <figure class="aligncenter size-full"><img decoding="async" width="180" height="200" src="//nanamaacs.shop/wp-content/uploads/2020/10/對保.png" alt="對保" class="wp-image-14333"/></figure></div></div></div> <p class="has-text-align-center">雙方見面確認方案內容並簽訂合約?/p> </div></div> </div> <div class="wp-block-column is-layout-flow wp-block-column-is-layout-flow"> <div class="wp-block-group"><div class="wp-block-group__inner-container is-layout-constrained wp-block-group-is-layout-constrained"> <div class="wp-block-group h3333"><div class="wp-block-group__inner-container is-layout-constrained wp-block-group-is-layout-constrained"> <p class="has-text-align-center"><strong>撥款</strong></p> <div class="wp-block-image"> <figure class="aligncenter size-full"><img decoding="async" width="180" height="200" src="//nanamaacs.shop/wp-content/uploads/2020/10/撥款.png" alt="撥款" class="wp-image-14336"/></figure></div></div></div> <p class="has-text-align-center">手續完成，款項匯入指定帳戶?/p> </div></div> </div> </div> <h2 class="wp-block-heading h222">軍公教貸款常見問?/h2> <details> <summary>軍公教貸款可以貸多少?/summary> <div class="lstyle"> <p>軍公教貸款以信貸方案為主，如果向銀行辦理，額度最高約200萬，並且還有DBR22倍的限制，但如果向民間辦理，?span class="point">完全依個人條件核定，條件越好，可貸額度就越?/span>?/br> <span style="background-color:rgba(0, 0, 0, 0);color:#ffdb77" class="has-inline-color"><strong>?nbsp;?/strong></span><span style="font-size: revert; color: initial;"><strong> 延伸閱讀?/strong></span><a href="//nanamaacs.shop/artical/civil-servant-loan/" target="_blank" rel="noreferrer noopener">2024軍公教貸款：利率、條件總整理?/a></p> </div> </details> <details> <summary>公務人員退休可以貸款嗎?/summary> <div class="lstyle"> <p>不一定！退休軍公教人員是否能貸款須看各機構的規定，銀行的軍公教貸款方案通常只接受在職人員申辦，<span class="point">民間則不限制，只要申請人具備足夠的還款能力就能辦?/span>?/p> </div> </details> <details> <summary>軍貸會看聯徵嗎？</summary> <div class="lstyle"> <p>銀行軍人貸款方案雖然免收徵信費，但還是會調閱聯徵信用報告；<span class="point">民間軍貸則不看信用評分，只以個人財力條件作為審核依據</span>?/br> <span style="background-color:rgba(0, 0, 0, 0);color:#ffdb77" class="has-inline-color"><strong>?nbsp;?/strong></span><span style="font-size: revert; color: initial;"><strong> 延伸閱讀?/strong></span><a href="//nanamaacs.shop/artical/soldier-loan/" target="_blank" rel="noreferrer noopener">軍人信用貸款申請必懂攻略！辦理前先看??/a></p> </div> </details> <details> <summary>申請軍公教貸款的條件?/summary> <div class="lstyle"> <p>1.現職工作?個月<br> 2.為年?8歲的中華民國國民<br> 3.申請人若為軍人，須為<span class="point">志願?/span><br> 4.連續服務?年以上的約聘雇人?br> 5.為各機關、公立學校、公營事業的正式職員</p></div> </details> <details> <summary>軍公教貸款好過嗎?/summary> <div class="lstyle"> <p>不一定！軍公教人員工作收入穩定，通常都是貸款機構眼中的優質客群，但即便如此，<span class="point">若申請人本身財務狀況不佳，貸款還是有可能被婉拒</span>?/p></div> </details> <h2 class="wp-block-heading h222">各縣市軍公教貸款資訊</h2> <table> <tbody> <tr> <td width="33%" style="vertical-align:middle;text-align:center"><a href="//nanamaacs.shop/artical/taipei-private-soldier-loan/" target="_blank" rel="noopener">台北軍公教貸?/a></td> <td width="33%" style="vertical-align:middle;text-align:center"><a href="//nanamaacs.shop/artical/taichung-retired-public-loan/" target="_blank" rel="noopener">台中軍公教貸?/a></td> <td width="33%" style="vertical-align:middle;text-align:center"><a href="//nanamaacs.shop/artical/kaohsiung-public-employees-loan/" target="_blank" rel="noopener">高雄軍公教貸?/a></td> </tr> <tr> <td bgcolor="#f5f5f5" style="vertical-align:middle;text-align:center"><a href="//nanamaacs.shop/artical/new-taipei-civil-servant-loan/" target="_blank" rel="noopener">新北軍公教貸?/a></td> <td bgcolor="#f5f5f5" style="vertical-align:middle;text-align:center"><a href="//nanamaacs.shop/artical/changhua-civil-servant-loan/" target="_blank" rel="noopener">彰化軍公教貸?/a></td> <td bgcolor="#f5f5f5" style="vertical-align:middle;text-align:center"><a href="//nanamaacs.shop/artical/%e5%b1%8f%e6%9d%b1%e8%bb%8d%e5%85%ac%e6%95%99%e8%b2%b8%e6%ac%be/" target="_blank" rel="noopener">屏東軍公教貸?/a></td> </tr> <tr> <td style= "vertical-align:middle;text-align:center"><a href="//nanamaacs.shop/artical/civil-servant-loan/" target="_blank" rel="noopener">基隆軍公教貸?/a></td> <td style= "vertical-align:middle;text-align:center"><a href="//nanamaacs.shop/artical/nantou-public-employees-credit-loan/" target="_blank" rel="noopener">南投軍公教貸?/a></td> <td style= "vertical-align:middle;text-align:center"><a href="//nanamaacs.shop/artical/%e5%ae%9c%e8%98%ad%e5%85%ac%e6%95%99%e4%ba%ba%e5%93%a1%e4%bf%a1%e7%94%a8%e8%b2%b8%e6%ac%be/" target="_blank" rel="noopener">宜蘭軍公教貸?/a></td> </tr> <tr> <td bgcolor="#f5f5f5" style="vertical-align:middle;text-align:center"><a href="//nanamaacs.shop/artical/taoyuan-public-employees/" target="_blank" rel="noopener">桃園軍公教貸?/a></td> <td bgcolor="#f5f5f5" style="vertical-align:middle;text-align:center"><a href="//nanamaacs.shop/artical/yunlin-civil-servant-loan/" target="_blank" rel="noopener">雲林軍公教貸?/a></td> <td bgcolor="#f5f5f5" style="vertical-align:middle;text-align:center"><a href="//nanamaacs.shop/artical/soldier-loan/" target="_blank" rel="noopener">花蓮軍公教貸?/a></td> </tr> <tr> <td style= "vertical-align:middle;text-align:center"><a href="//nanamaacs.shop/artical/hsinchu-civil-servant-loan/" target="_blank" rel="noopener">新竹軍公教貸?/a></td> <td style= "vertical-align:middle;text-align:center"><a href="//nanamaacs.shop/artical/chiayi-civil-servant-loan/" target="_blank" rel="noopener">嘉義軍公教貸?/a></td> <td style= "vertical-align:middle;text-align:center"><a href="//nanamaacs.shop/artical/%e5%8f%b0%e6%9d%b1%e8%bb%8d%e5%85%ac%e6%95%99%e5%80%9f%e6%ac%be/" target="_blank" rel="noopener">台東軍公教貸?/a></td> </tr> <tr> <td bgcolor="#f5f5f5" style="vertical-align:middle;text-align:center"><a href="//nanamaacs.shop/artical/miaoli-soldiers-loan/" target="_blank" rel="noopener">苗栗軍公教貸?/a></td> <td bgcolor="#f5f5f5" style="vertical-align:middle;text-align:center"><a href="//nanamaacs.shop/artical/tainan-soldiers-loan/" target="_blank" rel="noopener">台南軍公教貸?/a></td> <td bgcolor="#f5f5f5" style="vertical-align:middle;text-align:center"><a href="//nanamaacs.shop/artical/civil-servants-mortgage/" target="_blank" rel="noopener">離島軍公教貸?/a></td> </tr> </tbody> </table> <div style="height:20px" aria-hidden="true" class="wp-block-spacer"></div> <p>這篇文章 <a href="//nanamaacs.shop/artical/public-loan/">軍公教貸?/a> 最早出現於 <a href="//nanamaacs.shop">貸款就找?/a>?/p> ]]></content:encoded> </item> </channel> </rss>